As a homeowner, you want to ensure that your home is protected from unexpected repairs and breakdowns. A home warranty can provide peace of mind and financial security in the event of a covered repair. One of the top home warranty companies in the market is Choice Home Warranty. In this article, we will review Choice Home Warranty, its coverage plans, pricing, and customer reviews.
Introduction to Home Warranty:
A home warranty is a service contract that covers the cost of repairing or replacing home appliances and systems when they break down due to normal wear and tear. It's not the same as homeowners insurance, which covers damages caused by unexpected events like natural disasters, theft, or vandalism. A home warranty provides coverage for everyday wear and tear on appliances and systems.
About Choice Home Warranty:
Choice Home Warranty is a New Jersey-based home warranty company founded in 2008. It offers comprehensive coverage for home appliances and systems, including heating, air conditioning, plumbing, electrical, and more. Choice Home Warranty is known for its affordable pricing and quality customer service. It has been rated as one of the top home warranty companies in the industry.
Coverage Plans:
Choice Home Warranty offers two main coverage plans: Basic and Total. The Basic Plan covers essential appliances such as the refrigerator, stove, oven, dishwasher, and more. The Total Plan covers all appliances and systems covered under the Basic Plan plus additional systems such as HVAC, plumbing, and electrical.
Both plans offer optional coverage for additional items, such as a pool or spa, well pump, sump pump, and more. Choice Home Warranty also offers a plan for home sellers, which provides coverage during the listing period and can be transferred to the buyer at closing.
Pricing:
Choice Home Warranty's pricing is competitive in the industry. The cost of the Basic Plan starts at $36 per month, and the Total Plan starts at $44 per month. The cost of additional coverage varies based on the item being covered. Choice Home Warranty also offers discounts for customers who pay annually or sign up for multiple years.
Customer Reviews:
Customer reviews are an important factor to consider when choosing a home warranty company. Choice Home Warranty has a solid reputation for customer service, with an A+ rating from the Better Business Bureau. The company has received positive reviews from customers for its fast response times, knowledgeable technicians, and prompt claim resolution.
Some customers have reported negative experiences, primarily related to claim denials. It's important to review the terms and conditions of the contract carefully and understand what is covered and what is not.
Benefits of Choice Home Warranty:
There are several benefits to choosing Choice Home Warranty for your home protection needs. Here are some of the top advantages:
Comprehensive coverage: Choice Home Warranty's plans cover a wide range of appliances and systems, including HVAC, plumbing, electrical, and more. This means that you can have peace of mind knowing that your home is protected from unexpected repairs and breakdowns.
Affordable pricing: Choice Home Warranty's pricing is competitive in the industry, with plans starting at just $36 per month. This makes it an affordable option for homeowners who want quality protection without breaking the bank.
Quality customer service: Choice Home Warranty is known for its excellent customer service. Its technicians are knowledgeable and responsive, and the company has received positive reviews from customers for its fast response times and prompt claim resolution.
Optional coverage: In addition to its Basic and Total Plans, Choice Home Warranty offers optional coverage for additional items, such as a pool or spa, well pump, and more. This allows homeowners to customize their coverage to meet their specific needs.
Transferable coverage: Choice Home Warranty's plans are transferable, which means that if you sell your home, you can transfer the coverage to the new owner. This can be a significant selling point for potential buyers.
How to Choose a Home Warranty Company:
When choosing a home warranty company, there are several factors to consider. Here are some tips to help you make an informed decision:
Research the company: Before signing up for a home warranty, do your research on the company. Read customer reviews, check its rating with the Better Business Bureau, and research its coverage plans and pricing.
Review the contract: Carefully review the terms and conditions of the contract to understand what is covered and what is not. Make sure you understand the deductible, service fees, and claim process.
Compare coverage plans: Compare the coverage plans offered by different companies to find one that meets your specific needs. Look for plans that cover the appliances and systems that are most important to you.
Consider pricing and discounts: Compare the pricing and discounts offered by different companies to find one that fits your budget. Look for companies that offer discounts for annual payments or multi-year contracts.
Look for quality customer service: Look for a company with a reputation for quality customer service. This can be an important factor in ensuring prompt and efficient claim resolution.
Additional Information on Choice Home Warranty:
Choice Home Warranty has been providing home warranty coverage for over a decade and has established itself as a leader in the industry. Its plans are available in 48 states, and it has a network of over 15,000 licensed and insured contractors to provide fast and reliable service to customers.
One unique feature of Choice Home Warranty is its 30-day waiting period for new customers. This means that new customers must wait 30 days before submitting a claim to ensure that their appliances and systems are in good working order. While this waiting period may be inconvenient for some, it ensures that the company is not covering pre-existing conditions and helps to keep its pricing competitive.
Choice Home Warranty also offers a 90-day workmanship guarantee on all covered repairs and replacements. This means that if the same issue reoccurs within 90 days of the initial repair or replacement, the company will send a technician to fix it again at no additional cost.
Choice Home Warranty has received positive reviews from customers for its prompt and efficient claim resolution. Customers can submit claims 24/7 through the company's online portal or by phone. Once a claim is submitted, a technician will be dispatched to diagnose and repair the issue.
In addition to its home warranty coverage, Choice Home Warranty also offers a variety of home maintenance tips and resources on its website. These include information on how to maintain appliances and systems to prevent breakdowns and extend their lifespan.
Conclusion:
Overall, Choice Home Warranty is a top choice for homeowners looking for comprehensive coverage at an affordable price. Its Basic and Total Plans offer a broad range of coverage, with optional add-ons for additional items. Its customer service is highly rated, with fast response times and knowledgeable technicians. However, as with any home warranty company, it's essential to review the terms and conditions of the contract carefully and understand what is covered and what is not. By doing so, homeowners can ensure that they are getting the best value for their money and the protection they need for their home appliances and systems.